Partner payment splitting, tax reporting, instant payoffs, and automated late fees. Everything you need to manage your real estate portfolio professionally.
Get more time for what matters most. We're here to help. Say goodbye to manual payment collection, statement updates, follow-up emails, and payoffs. Our solution removes 95% of the hassle, making note portfolio management a breeze.
Automatically send a portion of each payment
Automatically send a portion of each payment directly to your Partner, Lender, or Team Member
Repeat Buyer? No Sweat. Borrowers manage all their loans from one login
Our platform allows borrowers to manage multiple loans effortlessly, providing flexibility and control over their financial needs.
Everyone can generate estimated payoff numbers in just one click
Say goodbye to complex payment processes. With our one-click payoff feature, settling your loans is quick and hassle-free.
Easily Transfer Loans to another Lender
Transfer loans smoothly between accounts or borrowers when needed, ensuring flexibility in your financial transactions.
Team Members, Partners or Lenders can create accounts
Whether you're a Team Member, Partner, Lender, or Borrower, our platform caters to your specific needs with customizable account types.
Add upto 5 borrowers to a loan
Collaborate with co-borrowers seamlessly, making it easier than ever to secure loans and share responsibilities.
Email Reminders Sent
Lines of Custom Code
Feature Updates Since Launch
Minutes to Accept Payments
Begin your journey by signing up for an account. It's quick and easy - just provide some basic information, and you'll be on your way.
After creating an account, keep an eye on your inbox. We'll send you an email with a temporary password. Now you can reset your password for added security.
Once you've reset your password, use your registered email address and the current password to log in. From there, you can personalize your account and start exploring all that our platform has to offer.
Take a peek behind the curtain
New Life Lands
“One of the most intimidating things about selling a property with seller-financing was figuring out how to take payments and keep up with the loan balances, late payments, etc. [Terra Notes] provided everything I needed to start selling my properties with seller-financing and the interface and process couldn't be easier. It's been an indispensable tool for my land business”
Legacy Land Company
“We are so impressed with [Terra Notes]! From the beautiful interface to the ease of use. We are adding all of our note buyers as quickly as we can!”
Babylon Homes
"After managing my smaller notes for some time and expanding my portfolio, I urgently needed assistance with amortization schedules. I knew there had to be a more efficient way to administer my notes than the typical Excel spreadsheet. Discovering TerraNotes.com has been a total game-changer for me as a lender, and for my borrowers. Now, we all feel at ease knowing that we have the exact figures. They can make payments, and I can collect late fees accordingly."
Great Plains Investors
"[Terra Notes] has made communicating with borrowers automatic and I love to see if the borrower has opened or clicked on an email they have been sent. And thanks for your quick responses to inquiries. You guys are on a path to greatness!"
Vista Pointe Properties
"[Terra Notes] has made managing notes so easy. Not only for my company, but for my payor. They love the ease and transparency of the platform."
CCFI Land
"I have been using [Terra Notes] for about 6 months now. Before that, I self-managed my notes by setting up my borrowers on Zelle. [Terra Notes] has helped me to simply work on my business instead of in it and focus on growing my real estate portfolio. If you are selling land using owner financing, you have to check this out. This platform is easy to use and flexible enough to work with whatever terms you set up with your borrowers. When I have needed help, they have been quick to respond and offered personalized advice to solve my issue. Great product and great support."
Generation Family Land
"I've used 3 different platforms to service my land notes, and we have 500 of them! There's no better platform out there than [Terra Notes]. The dashboard is absolutely amazing! FINALLY- someone created a dashboard that helps me understand all the stats about my loans.
Not only that, but service is top notch. JT and his team are constantly iterating and improving the platform. You know that you're in good hands as a fellow active land investor wants to create an amazing experience for you and your customers, treating you the way that he would want to be treated. It's the best out note servicing product out there and the best is yet to come!"
Land on the Horizon
“[Terra Notes] is designed by a land investor for land investors, and it shows. Setting up new loans is quick and the user interface is intuitive and easy to use. It as an overall professional appearance which represents your business well”
Damen Capital
“I highly recommend [Terra Notes]! It’s incredibly easy to use and has simplified managing my loans. The platform works flawlessly, and JT and the team provide fantastic support. Truly an awesome tool!”
Lazy S Land
“[Terra Notes] is not only a great tool for my business but the customer support is excellent. Couldn’t be more pleased with [Terra Notes] and the team behind it!”
Acre Vault
"I was always intimidated to self-service notes, [Terra Notes] has removed that intimidation factor and helped me get comfortable offering owner financing on more of our properties. I love the product, love the customer service and I’m fired up to keep growing my note portfolio thanks to [Terra Notes]."
Land Mule
"[Terra Notes] has been a stellar tool for our note portfolio. I originally was hesitant in moving everyone over, but the process was super simple with their import feature. There is a level of comfort in knowing your calculations are correct and the ease of reading your reports is just icing on the cake. I've tried and tried to find something wrong with the program, to no avail. If there is a question on something, the support staff has the answer super fast. 10/10 tool for your business."
The Terrain Project
“[Terra Notes] is exactly the tool I've been searching for since I started my land business back in 2017. It has a ton of investor-friendly features that really simplify the seller financing process. Definitely in a class of its own! And my bookkeeper loves it too!”
Rouse Land
“Transferring my notes to [Terra Notes] was a no-brainer. It saved me massive amounts of opaque fees from payment processors and also costs less than competitors - all for a much better product that’s getting better all the time. I recommend [Terra Notes] to everyone I know with notes.”
Woodward Land Company
"[Terra Notes] has all the features you need to run your note business, and even some you didn't know you needed."
“[Terra Notes] is an outstanding service for managing land loans.”
Nunn Land Sales
Switching to [Terra Notes] has been one of the best decisions we've made for our business. The platform is incredibly user-friendly and intuitive, saving us countless hours on accounting and administrative tasks. Its streamlined interface makes managing accounts and payments much simpler than our previous system.
What sets [Terra Notes] apart is its commitment to continuous improvement—new features are released monthly, each designed to make the platform even more efficient and effective. The time we've saved and the ease of use have allowed us to focus on growing our business instead of getting bogged down by complex processes.
We highly recommend [Terra Notes] to anyone looking for a modern, efficient, and ever-improving solution for managing land sales and customer accounts.
Being a real estate lender can be tough. After searching and searching for a solution for our own portfolios, we just couldn't find a loan servicing platform that was both affordable and high quality. Self-servicing real estate loans put us in a unique space. The existing platforms are largely made for huge servicing companies and charge huge fees or didn't meet our quality standards for accuracy and ease of use. Thus, Terra Notes was born! We want to give you a best-in-class experience you don't have to break the proverbial piggy bank for.